John Luigis Blog

Deductibles are a fundamental component of insurance policies, yet they often cause confusion. In this post, we will demystify deductibles by explaining what they are, how they function, and how they can influence your insurance coverage and premiums. What is a Deductible? A deductible is the amount of money you…

Life insurance is a vital financial tool designed to offer financial protection to your loved ones in the event of your passing. Navigating the world of life insurance can be daunting, especially if you’re unfamiliar with the various terms and options available. In this guide, we’ll break down the basics…

Making informed decisions about your auto insurance can save you time, money, and stress. Unfortunately, many people make common mistakes that can impact their coverage and finances. In this post, we’ll highlight five frequent auto insurance mistakes and how to avoid them. 1. Underestimating Your Coverage Needs A common mistake…

Your home is more than just a dwelling—it’s your sanctuary, your refuge, and one of your most significant investments. That’s why protecting it with homeowners insurance is crucial. In this blog post, we’ll delve into the importance of homeowners insurance and why it’s a cornerstone of your financial security. 1.…

Health insurance goes beyond being a safety net for medical expenses; it's a vital aspect of your overall financial stability. In this post, we'll delve into the significance of health insurance and how it can shield you from significant financial strain in times of illness or injury. Shielding Against High…

Travel insurance serves as a critical safeguard against unforeseen events that could disrupt your travel plans. Let's delve into what travel insurance entails, its coverage areas, and why it's imperative to secure coverage before embarking on your next journey. Understanding Travel Insurance Travel insurance is a specialized insurance product designed…